PAI focused on improving access to credit

0.6% of the 497 productive articulation initiatives (PAI) (same 20 countries; 2023–2025) prioritize improving access to credit (ECLAC, 2025).

Agricultural production chains and local developme

The study analyzes local development in the Quevedo canton (Ecuador) based on the strengthening of its agricultural production chains, combining a review of scientific literature and a territorial diagnosis. It identifies the structural conditions, levels of association, and degree of commercial integration of the main crops (bananas, rice, cocoa, African palm, and tropical fruits) revealing an unequal and fragmented structure. The results highlight problems such as intermediation, limited access to credit, low levels of technification, and weak institutional governance, which limit the competitiveness and sustainability of the territory. The article concludes that strengthening chains with a territorial, inclusive, and sustainable approach is essential to boost the rural economy, reduce inequality, and consolidate an equitable local development model.

Universidad Técnica Estatal de Quevedo, Ecuador.

Muñoz, G. B. E., Muñoz, C. A. G., & Nagua, S. V. A. (2025). Análisis del Desarrollo Local en el Cantón Quevedo a partir del Fortalecimiento de las Cadenas Agroproductivas: Una Revisión de Literatura y Diagnóstico Territorial. Ciencia Latina: Revista Multidisciplinar, 9(4), 6930-6948.

Investment in the recovery of sugarcane

PRONAF credit increases the commercialization of family farms and is reinforced with technical assistance, while seed delivery shows no significant impact (Wesz Junior et al., 2024).

Centro de Desenvolvimento Sustentável de la Universidad de Brasília (UnB)

Instituto Nacional de Ciência e Tecnologia para Mudanças Climáticas

Impact of Capacity-Based Lending

75% of financial institutions that implement capacity-based loans instead of collateral-based loans increase the volume of their loans to creditworthy companies and improve their creditworthiness (Sabel & Reddy, 2006).

75% de las instituciones financieras que implementan préstamos basados en capacidades en lugar de préstamos basados en garantías aumentan el volumen de sus préstamos a empresas dignas de crédito y mejoran su propia solvencia crediticia (Sabel y Reddy, 2006).

Sabel, C. F., & Reddy, S. G. (2006). Learning to Learn: Undoing the Gordian Knot of Development Today.